DSCR Calculator
Calculate the Debt Service Coverage Ratio for an investment property loan.
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DSCR measures a property's ability to generate enough rental income to cover its mortgage payments. Most DSCR lenders require a minimum ratio of 1.0, with 1.25 or higher being preferred. A DSCR below 1.0 means the property does not generate enough income to cover the debt service. This calculator is for educational purposes only and does not constitute a loan qualification.
Disclaimer: This calculator is provided for educational purposes only and does not constitute a loan offer, rate quote, or financial advice. Results are estimates based on standard formulas and the inputs provided. Actual loan terms depend on credit history, income, property type, loan program, and lender guidelines. Consult a licensed mortgage professional for personalized advice.