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Investment Property Calculator

Evaluate the returns and cash flow of a rental property investment.

All Calculators

Input Values

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Results

Monthly Cash Flow$397
Annual Cash Flow$4766
Cap Rate7.75%
Cash-on-Cash Return6.81%
Monthly Mortgage Payment$1863
Monthly NOI$2260
AssessmentPositive cash flow — property generates income
How This Works

This calculator evaluates rental property performance using key metrics: cash flow (rental income minus all expenses and mortgage), cap rate (annual NOI divided by purchase price), and cash-on-cash return (annual cash flow divided by cash invested). Positive cash flow means the property generates income each month. A cap rate above 5% is generally considered reasonable in most markets. Consult a real estate professional for investment decisions.

Disclaimer: This calculator is provided for educational purposes only and does not constitute a loan offer, rate quote, or financial advice. Results are estimates based on standard formulas and the inputs provided. Actual loan terms depend on credit history, income, property type, loan program, and lender guidelines. Consult a licensed mortgage professional for personalized advice.