Mortgage rates remained largely unchanged this week as the Federal Reserve signaled a cautious approach to future rate adjustments, leaving borrowers and lenders to navigate a period of sustained elevated borrowing costs.

Several major U.S. metropolitan areas recorded modest inventory gains, offering a glimmer of relief for buyers who have faced persistent supply shortages.

Debt Service Coverage Ratio loans are increasingly popular among real estate investors who want to qualify based on property cash flow rather than personal income documentation.

A growing number of mortgage lenders are deploying artificial intelligence tools to streamline underwriting processes, from income verification to document analysis.